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Reddit Discussion: Remittance alternatives to Philippines

My relatives keep asking which service their contacts abroad should use for padala so I finally did a comparison myself. Sent $500 CAD through five different services on the same day to see the actual PHP received.

• Western union: PHP 20,150, took about an hour but needed a physical location visit
• Wise: PHP 20,380, took 18 hours to arrive in gcash
• Taptapsend: PHP 20,410, around 15 minutes, no fees on this amount
• Remitly: PHP 20,290, about 2 hours, had a promo rate though
• Xoom: PHP 20,210, 30 minutes, simple app